Mandated gambling

According to The Economic Times, the Islamic Fiqh Academy has decided that health insurance is a form of gambling, and thus is illegal under Islamic law. I find this to be a deplorable insult to gambling houses everywhere. Gambling generally has much better odds, and I think is likely a less corrupt industry. Let us compare and contrast:

1. Gambling preys on the hopes of the poor.  Insurance preys on the fears of the poor.
2. Gambling is fun. Insurance: not fun.
3. Money lost to insurance goes to corrupt old white guys, Money lost to gambling goes to corrupt old white guys, or Indians.
4. Gambling is optional. Insurance is sometimes optional, but getting less so every day.

A note on number four; the academy stated that if the insurer was under legal constraints, it might be ok  to purchase insurance. I find it interesting that an all powerful deity that will punish me in the afterlife would be nice enough to leave me a legal loophole. I guess Muslims can vote for Hillary after all.